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First Time Buyer Mortgages

Here at Brooklyns Financial we understand, as a First Time Buyer, the complete process can be very daunting. To get on the property ladder, knowledge and preparation can be the key to the success of holding the keys to your new home.

Our mortgage advisors will work hard with you to ensure the full process is smooth as possible.

Brooklyns Financial will explain the entire process, even if you are still saving towards your deposit, as this is the best time to start that preparation. 

Suitable Mortgage and Lender

Our mortgage advisors will consider at least the following factors in helping to choose the most suitable mortgage for you:

  • Mortgage Types: Explain the several types of mortgages available -   fixed, tracker, discounted. 
  • Deposits – 5%, 10% or higher and the impact each will have on your monthly mortgage payments
  • Mortgage Term/Budget: Ensure the right mortgage is chosen which fits within your budget comfortably
  • Bank or Building Society Incentives:  Many offer incentives to First Time Buyers which could be special rates, free valuations low arrangement fees, cashback upon completion. 

In addition to the mortgage there are other costs that need to be taken into consideration, such as solicitors, surveys, stamp duty which our mortgage advisors will be happy to explain. 

Agreement In Principle 

Lastly, when you are ready to start looking for your first home, our Mortgage advisors will arrange your Agreement in Principle (confirms your financial standing), which majority of estate agents will ask for when you are in position to offer on a property.  So let's, put you one step ahead of other potential buyers.

We have access to a wide selection of lenders who we can recommend for your needs.  We therefore pride ourselves on searching for the most suitable mortgage for your needs whilst keeping the experience as smooth as possible

Get in touch

We're committed to finding the right mortgage for you.

Don't take our word for it. We're highly rated by our customers on Trustpilot and Google.

Your property may be repossessed if you do not keep up repayments on your mortgage.

The latest from the Brooklyns team
We will work hard to find the right mortgage for you.
Great reviews on Truspilot Great reviews on Google
"Brooklyns Financial exceeded all expectations with their unparalleled support, guiding me seamlessly through the mortgage process. Their expertise and dedication made securing my mortgage a stress-free experience. I highly recommend Brooklyns Financial for their exceptional service and unwavering commitment to their clients' goals."
- Goraya from Google, February 24
"Absolutely amazing service provided by Brooklyns Financial they are so helpful. Harpreet and the team were efficient and made the property purchase process run smoothly. We highly recommend them."
- Thembi from Google, December 23
"I recently experienced exceptional customer service that exceeded my expectations. The support team was not only prompt in addressing my concerns but also demonstrated a deep understanding of the mortgage product. Their professionalism and willingness to go the extra mile left a lasting positive impression, making me a loyal customer. Highly recommended for their outstanding service! Harps and Daniel were absolutely fantastic"
- Indiaa from Trustpilot, January 24